70,000 Aventura Points 
$375 First-year value The CIBC Aventura Visa Card for Business is a mid-tier card targeted at business owners that want to earn CIBC Aventura Points from their day to day spending.
The information for the CIBC Aventura Visa Card for Business has been collected independently by Prince of Travel. The card details on this page have not been reviewed or provided by the card issuer.
Bonuses and Fees
When you apply for the CIBC Aventura Visa Card for Business, there is a sign up bonus of up to 70,000 CIBC Aventura Points structured as follows:
- Earn 20,000 CIBC Aventura Points upon making your first purchase
- Earn an additional 10,000 CIBC Aventura Points upon making your first purchase within the first four months
- Plus, earn 40,000 CIBC Aventura Points upon spending $35,000 in the first year
The $120 annual fee is currently waived for the first year. You can add $60 to the annual fee if you need low-interest financing for your business cashflow.
Earning Rewards
This credit card earns CIBC Aventura Points on daily spending at the following rates:
- Earn 2 Aventura Points per dollar spent on travel booked through the CIBC Travel Rewards Centre
- Earn 1.5 Aventura Points per dollar spent on gas, EV charging, and other travel purchases
- Earn 1 Aventura Point per dollar spent on everything else
Redeeming Rewards
CIBC Aventura Points can be redeemed in a variety of ways. However, the most valuable way to redeem Aventura points is on travel purchases.
For example, you can redeem Aventura Points for flights booked through the CIBC Travel Rewards Centre at a rate of 1 cent per point.
You can also use CIBC Aventura Points towards a $1,000 (CAD) airline ticket in the “Canada and U.S. (long-haul)” category on the CIBC Airline Rewards Chart, increasing the value of your points from 1 cent per point (cpp) to up to 2.29cpp.
Generally speaking, it’s recommended to redeem Aventura Points via the above chart whenever possible, since it offers the maximum value for your points. It’s worth noting that this must be done through CIBC’s in-house travel portal.
However, Aventura Points can also be useful for offsetting the cost of travel that’s otherwise difficult to book with points. For example, Aventura Points can be used to cover the cost of independent hotels, short-term rentals, car rentals, trains, or flights that can’t be booked with other programs, such as Aeroplan or Marriott Bonvoy.
Perks & Benefits
The CIBC Aventura Visa Card for Business doesn’t feature any traditional perks and benefits; however, it’s worthwhile to note that when you apply for the card, you’re able to choose which annual fee and accompanying interest rates work best for your business.
Insurance Coverage
The insurance on the CIBC Aventura Visa Card for Business is middle of the road, as it doesn’t come with emergency out-of-province medical insurance, which is a pillar of many other cards.
With the CIBC Aventura Visa Card for Business, you’ll get flight and baggage delay insurance, car rental loss and damage insurance (which can help you save on the daily insurance charged by car rental companies), $500,000 common carrier accident insurance, and protection against trip cancellation or interruption.