Earn 60 XP 
$132 annual fee The Air France KLM World Elite Mastercard is the sole Air France KLM co-branded credit card available in Canada.
This card is great for anyone who’s loyal to the Air France KLM Flying Blue loyalty program, with an unmatched return on Air France and KLM flights.
Bonuses & Fees
As the welcome bonus, you’ll also get 60 XP points in the first year, which fast-track your way to earning Flying Blue Elite status. Then, you’ll earn 30 XP points as an ongoing annual benefit to help boost your status in subsequent years.
As a reminder, XP points are what Flying Blue uses to determine your status with the program.
The card’s annual fee is $132, and additional cards cost $50 apiece. The first-year annual fee is waived as part of the current offer.
Earning Rewards
The Air France KLM World Elite Mastercard offers a tiered rewards structure, with earning rates as follows:
- Up to 30 Flying Blue miles per dollar spent at select Brim Financial merchant partners
- 5 bonus Flying Blue miles per euro spent on Air France/KLM flights
- 2 Flying Blue miles per dollar spent at restaurants and bars
- 1 Flying Blue mile per dollar spent thereafter
The Brim Financial merchant partners range from large brands to small local businesses. You can check which vendors are eligible for bonus Flying Blue miles in the Brim app, and you can read more about Brim’s individual partnerships program on their website.
Be sure to keep an eye out for Milestone Bonuses from specific vendors in the Brim Marketplace.
If you tend to purchase revenue flights with Air France or KLM, this card offers an unmatched earning rate, which is only elevated further with Flying Blue Elite status.
As for purchases at restaurants and bars, the earning rate is competitive with other airline co-branded credit cards in Canada.
Redeeming Rewards
You can redeem Flying Blue Miles for flights with Air France, KLM, and other SkyTeam airlines. It’s easy to redeem Flying Blue miles for flights in economy, premium economy, or business class.
Flying Blue is a great program to use for flights between North America and Europe, due to its wide coverage on both continents.
Be sure to keep an eye out for the monthly Promo Rewards, which offer reduced costs for redemptions on specific routes, sometimes including business class.
Perks & Benefits
As soon as you have been approved for the card, you can generate a virtual credit card, which you can then begin using immediately.
As a World Elite Mastercard, you’ll automatically get a complimentary DragonPass membership (although, this comes without any free visits included).
You’d also get 30 XP yearly upon renewal to help you progress towards Flying Blue status; however, it’s important to note that you’ll still need to do a good amount of flying to reach the lowest tier of Silver going forward, which requires 100 XP.
Unfortunately, unlike other Brim credit cards, this card has a 2.5% foreign exchange fee.
Insurance Coverage
As a World Elite Mastercard, this Air France KLM card offers comprehensive insurance, with a few unique inclusions from its partner Brim Financial.
Here are a few features that make the Air France KLM World Elite Mastercard stand out for its insurance coverage:
- Car rental insurance up to a MSRP of $85,000
- Generous coverage for trip cancellation or trip interruption of up to $2,000 and $5,000 respectively
- Flight delay and baggage delay insurance of up to $500 and $1,000 respectively
Notably, Brim offers event ticket protector insurance, a unique policy that’s not seen on any other credit cards. If you can’t attend an event due to one of the covered reasons (such as emergency medical or common carrier accident), you’ll be reimbursed for the cost of your event tickets up to $1,000.
You’ll also get mobile device protection for loss, theft, or damage of a new phone or tablet for up to $1,500 for two years.
The card also includes purchase security insurance for items charged to your card anywhere in the world, if they get damaged or stolen within 90 days from the purchase date. In addition, you’d also get extended warranty doubling the manufacturer’s warranty of up to one year.
Do not apply for this credit card. It has virtually nonexistent support with no phone number and email responses that take weeks. Points do not always get posted and there is no way to trouble shoot this card. Bloggers should be embarrassed that they are recommending this card (especially this blogger). Flying Blue should also be embarrassed that they are associated with Brim.
BEWARE: Just called and spoke to Brim representative. This card does not currently have facility for pre-authorized monthly payments. You will need to manually bill pay each month. Also, on approval, I immediately referred my wife using referral offer for 2000pts. No pts received after 6 weeks.
My same question covers the “xxx Flying Blue miles per dollar” indications in the Earning rewards section of the article. Besides these remarks, the article is very clear. Thank you!
On the top banner, I read consistently “xxx Flying Blue miles per dollar spent”. But don’t you mean “Flying Blue miles per euro spent” instead? Or am I misled? Thanks!
The category multipliers are per dollar spent on everything except for Air France/KLM flights, which earn 5 extra Flying Blue miles per euro spent.
Thank you very much, T.J.!
Does that mean we need to charge our Air France/KLM flights in EUR instead of CAD? KLM has the options to charge the ticket in different currencies so not sure if I should choose EUR? Thanks!
No, the currency you are billed in does not matter. For miles-earning purposes, the calculation is based on Euros spent – ie. whichever currency you spent in would be converted to Euros.
I live in Germany (and I am frequently in the US for scientific meetings) and would be interested in this credit card. Can you provide more info on this and if I can apply for it from here. Thank you, much appreciated.